Loan Application

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Eligibility Criteria

‚ÄčApplicant MFIs should meet the following eligibility criteria to apply for loan from First Microfinance Laghubitta Bittiya Sanstha Ltd:
  1. Have been in operation since last 3 year with regular and timely statutory audit.
  2. Obtained license or legal status for microfinance operations in Nepal.
  3. Serving at least 150 microcredit borrowers. 
  4. Be operationally self-sufficient or demonstrate a clear plan/trend to achieve operational sustainability.
  5. Have been complying with applicable standard principles & practices.
  6. Have minimum net-worth of NRs. 2,000,000 and financial resources of NRs. 20,000,000.
  7. Maintain portfolio-at-risk below 10% and adequate loan loss provision.
  8. Adequate policies and procedures are adopted and implemented.
  9. Appropriate Accounting and Management Information System (MIS) is in place.
  10. Active, experienced, dynamic and professional management team and management committee.
  11. Others terms and conditions as per First Microfinance Laghubitta Bittiya Sanstha Ltd rules 

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Loan Application Form

Head Office

First Microfinance Laghu Bitta Bittiya Sanstha Ltd.
Kathmandu-30, Nepal
Phone: +977-1-4525361, +977-1-4525358
Fax: +977-1-4527046, Email:
Branch Office Bharatpur
Vintuna Marga,Bharatpur-10,Chitwan
Phone: +977-56-532633, Email:
Branch Office Urlabari
Urlabari -4, Morang
Phone: +977-21-540244, Email:

Grievance Handling Officer
Mr. Numanath Poudel 
Gyaneshor-30, Kathmandu, Nepal
Contact Number: 014525358

Office Hour
Magh16 to Kartik 15 :
Sunday to Thursday-10.00am to 5.00 pm
Kartik 16 to Magh 15 :Sunday to Thursday-10.00am to 4.00 pm
Friday :10.00am to 2.00 pm