Loan Application

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Eligibility Criteria

‚ÄčApplicant MFIs should meet the following eligibility criteria to apply for loan from First Microfinance Laghubitta Bittiya Sanstha Ltd:
  1. Have been in operation since last 3 year with regular and timely statutory audit.
  2. Obtained license or legal status for microfinance operations in Nepal.
  3. Serving at least 250 microcredit borrowers. 
  4. Be operationally self-sufficient or demonstrate a clear plan/trend to achieve operational sustainability.
  5. Have been complying with applicable standard principles & practices.
  6. Have minimum net-worth of NRs. 2,000,000 and financial resources of NRs. 20,000,000.
  7. Maintain portfolio-at-risk below 10% and adequate loan loss provision.
  8. Adequate policies and procedures are adopted and implemented.
  9. Appropriate Accounting and Management Information System (MIS) is in place.
  10. Active, experienced, dynamic and professional management team and management committee.
  11. Others terms and conditions as per First Microfinance Laghubitta Bittiya Sanstha Ltd rules 

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Head Office

First Microfinance Laghu Bitta Bittiya Sanstha Ltd.
P. O. Box: 24800
Gyaneshor (Opposite to Sano Gaucharan)
Kathmandu, Nepal
Phone: +977-1-4425361, +977-1-4425358
Fax: +977-1-4427046
Branch Office Bharatpur
Vintuna Marga,Bharatpur-10,Chitwan
Phone: +977-56-532633
Branch Office Urlabari
Urlabari -4, Morang
Phone: +977-21-540244
Office Hour
 Magh16 to Kartik 15 :
Sunday to Thursday-10.00am to 5.00 pm
 Kartik 16 to Magh 15 :Sunday to Thursday-10.00am to 4.00 pm
 Friday :10.00am to 2.00 pm